![]() ![]() Through the process of globalization, these temporal/epochal and cultural/spatial movements and resistances to transfer became increasingly intermingled. Historically, these barriers were bound up with the transition to modern forms of security regimes, in ways that will be further specified-after all, even the early capitalist premium-based insurance of the Renaissance marked a difference from older economic styles-but they were also intertwined with cultural differences. As long as there are pens, paper, and corresponding writing systems, the abstract and “impalpable” idea of insurance is, in principle, quite easily transferable but it is also much more tightly integrated within a system of cultural hermeneutics and, therefore, is also burdened with substantial invisible barriers. If one controls the means and requirements of production, a mechanical tool as an artifact is only loosely bound to a cultural context. It is not a technical tool or machine, but is based solely on ideas-in particular, on ideas about the “future,” a specific writing system, and the application of a few basic political and social accounting “rules” such as the law of “large numbers.” In some respects, premium-based insurance is therefore a product that is easily transferable across cultures in other ways, however, its cultural character makes it more difficult to transfer than a simple technical instrument. ![]() This chapter illustrates the diffusion of a unique security regime wherein the principle and practice of “premium insurance,” was distinguished by the fact that it was clearly identifiable as a new and different system resting on a purely cultural substrate. ![]()
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